Nu-Credits's Accounts Receivable (A/R) Finance Program is a liquidity and risk mitigation tool to fill a common funding gap in international trade: Suppliers want to be paid at shipment of goods, while their buyers want to pay when the invoice is due, 30, 60, 90 or even 120 days later.

Nu-Credits purchases invoices (accounts receivable) from suppliers, in most cases paying 100% of the invoice amount, less any fees, at the time of shipment of goods. The buyer pays at the invoice due date, remitting payment directly to Nu-Credits.