Import Finance

Does it give you a headache when placing an order with overseas suppliers to manage a tied up cash flow between receiving the goods and making the payments?



Import finance is the very funding option you would be looking for to ease your daily business operation with enough working capital (refers to accounts receivable by importers) and establish firm relationship with your supplier by early payment and a early payment discount as well.

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How it works

Heart & Hands

Apply for import finance online with the unpaid invoice and other relevant information regarding the purchase order

Sign the agreement with your financier and get the advance payment of the invoice

Have your goods shipped

Get the balance payment of the invoice

Pay your financier back according to the agreement terms

Why Choose Nu-Credits:

At Nu-Credits, we focus on providing your business with fast, flexible, and low-cost solutions that is tailor-made for your import business;

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Preferred Currency

You will get your payment in the currency you preferred at the most reasonable rate.

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You will get your preliminary assessment results within 24 hours

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Cybersecurity Guaranteed

he inherent resiliency of our blockchain technology sets up the most secure environment for online transactions that is free from cyber risks and attacks.

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24-hour Online Support

Our professional team is available to help you with any questions any time.

​Interested in a customised finance solution? Please don’t hesitate to

​How to apply?

Place an order with your supplier and apply for the loan online by submitting essential information requested that will only takes couple of minutes


Your request for the loan will be assess by us.


Get your preliminary approval along with a terms sheet within 24 hours that lists the general deal terms


Once accepting the terms, you will complete the full application by submitting the supporting documents if required.


On receiving and accepting the final approval of your loan and signing the relevant agreements, the financier provides you with the advance payment of the invoice amount minus our fees within 24 hours according to the agreements.


Once your goods are shipped and the confirmation documents are received by the financier, the balance will be sent to you on the same day, and in their preferred currency.


Sell your goods and repay the financier according to the agreements.


Let's get your business on the right track! 

Am I eligible?

You can use Nu-Credits Import Financing if...

  1. You are a registered company which have more than 12 months trading history

  2. You have audited financial reports with a turnover of over ...

  3. Your supplier has a solid credit history and has been in business for ...years generating turnover of over ...

  4. You agree to API integrate your amazon account with Nu-Credits system (applicable for e-commerce sellers)

Frequently Asked Questions

What is Import Finance and how it benefit importers?

Import finance consists of the funding options which allow international importers to run their business with enough cash flow while being able to procure goods or materials from overseas markets (international service trading is excluded). It functions as a financial cushioning for you to deal with all the delays and other uncertainties along the whole importing process.

Import finance speeds up the payment cycle, allowing an early payment to the suppliers which facilitates the establishment of a trust and strong relationship between you and your suppliers. Meanwhile, the early payment puts you in a strong position to negotiate better deal terms in the commercial contracts.

What documents do I need to provide to apply for import finance?

We are dedicated to simplify your application process, keep it as less time-consuming as possible and provide you with tailor-made financial solutions as well. In the light of this, we divide the application into two phases.

  1. For the first preliminary assessment, you are required to give us the essential information regarding...... and submit necessary documents for evidence.
  2. When entering the final assessment, you may be required to provide ... as supplements based on the specific situation of your order.

What would influence the funding agreement terms I get (the loan amount, the payment terms, the interest rate etc.) ?

We provide your import business with customised financial solution that caters to your needs and requirements of this specific purchase order.

Generally, you can get a import finance of XXk - XXXk.

Your personalised interest rate and the payment terms are calculated using a wide range of qualitative and quantitative data. We take into consideration such as the duration of your order and financial information about your company and your supplier.

The interest rate is much more affordable than ..., which tend to range form ..% to ..%.

Do I need to use any assets as collateral for the loan?

If you are a e-commerce seller selling your goods on any e-commerce platform, we would ask you to API integrate your account with our system and in that case you don’t need any collateral. Otherwise, you might be asked to provide certain collateral for the loan in most cases.

Do I need a guarantor for my loan?

Personal guarantor or corporate guarantor might be required depending on specific situation of your loan request, the transaction and company credit history.

Will you do credit check on my suppliers?

It is a necessary step of our assessment to check your supplier’s credit.

How long do I need to wait for the preliminary and final assessment to get my loan?

With all the essential information we need, Nu-Credits will get back to you regarding the results of our preliminary assessment within 24 hours.

The time the final assessment costs depends on the reviewing process of the financiers. In some cases, additional documentation may be requested. However, based on their trust in our expertise and the long-term relationship, it will be much faster than usual.

What fees and/or payments are involve and how are they calculated?

There are two types of fees involved in the service we provide: the discounting rate and the service fee, both of which are based on the approved loan amount.

Why am I being asked to connect my e-commerce account with Nu-Credits system?

It will enable us to get the loan for your business much faster if you provide us with access to your business account.

At its core, our preliminary assessment is to confirm the buyer/seller relationship between you and your customers. With the integration, we are able to see your transactions so we can understand your trading behaviour quickly. This will definitely speed up the whole application process and increase the amount of funds you could raise if it provide a healthy business transaction history.

With whom shall I sign the agreements to get the loan and what are these agreements?

You will be signing the import finance agreement with the financier. And the service agreement with Nu-Credits.

How exactly will I get the loan I need? And how would I pay it back?

You will get your funds directly from your financier through payment method specified in the loan agreement. You will repay the financier through the escrow account specified also in the loan agreement.

What happens if my repayment is overdue?

Nu-Credits will start debt collection process which involves amicable phase and legal action.






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